Free Personal Finance Tools & Calculators | ezRizq

Free Personal Finance Tools & Calculators

Budget, invest, and plan ahead — with dedicated tools for halal-conscious investors, all free, no signup required.

Budgeting

Budget Planner

Track your income and expenses to take control of your cash flow.

Launch Planner
Budgeting

Net Worth Calculator

See your total assets minus liabilities for a clear snapshot of your finances.

Calculate Net Worth
Budgeting

Mortgage Payments

Estimate monthly payments based on interest rate, amortization, and down payment.

Estimate Payments
Investing

Savings Goal

Set a target and find out how much to save monthly to reach it.

Plan Goal
Retirement

Retirement Calculator

Project your savings growth to see if you’re on track for retirement.

Plan Retirement
Retirement

Financial Independence (FIRE)

Calculate when you could reach financial independence.

Calculate FIRE
Retirement

Withdrawal Sustainability

Estimate how long your savings may last based on withdrawal rate.

Check Sustainability
Halal Finance

Zakat Calculator

Calculate your Zakat obligations across cash, gold, investments, and other assets.

Calculate Zakat

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Frequently Asked Questions

Are ezRizq’s financial tools free?

Yes. Every calculator in this library is completely free, with no signup or account required.

Are these tools only for Muslim users?

No. Most tools here — budgeting, net worth, mortgage, retirement, and investment growth calculators — are built for anyone. Only the Zakat Calculator is specific to Islamic financial obligations.

Is this financial advice?

No. These calculators provide estimates for planning purposes only and are not personalized financial, investment, or tax advice. Consult a licensed professional for advice specific to your situation.

Which tool should I start with?

If you’re new to investing, start with the Budget Planner to understand your cash flow, then the Risk Tolerance Assessment before choosing how to invest.